The Reserve Bank shocked financial markets today by announcing a full percentage point cut in interest rates; double what analysts had expected. But with the current financail crisis and credit squeeze what is the future for Low Doc loans? Read More...

Sub-prime lending is the practice of providing home loans to borrowers who dont qualify for the best market interest rates, because of their deficient or adverse credit history. Read More...

"LVR" or "Loan to Value Ratio" refers to the maximum amount lenders will approve against the value of any property taken as security for your home loan. Read More...

St.George Bank has today announced the formation of a specialist property group at a lunch attended by Australian cricketer Steve Waugh in Sydney. Read More...

The Real Estate Institute of Queensland (REIQ) today welcomed the Reserve Bank of Australia's (RBA) decision to leave interest rates unchanged at 6.25 per cent. Read More...

Higher interest rates are forcing property developers to lower their prices, providing potential investors with plenty of opportunities to snap up a bargain. Read More...

Both buyer and seller deserve the assurance that no funds or property will change hands until all of the instructions in the Purchase Contract have been satisfied. Buyers and sellers submit signed documents and buyer’s deposit money to be held by an independent neutral third party (Escrow). After the conditions agreed upon by both buyer and seller (in the Purchase Contract) are satisfied, Escrow then distributes the documents and the funds. Read More...

... A cash-out refinance loan with the hopes of landing a lower rate, saving up to $300 smacks a month and getting some cash in hand to spend as one pleases. Read More...

A reverse mortgage is a loan that enables homeowners (aged 62 and older) to convert part of the equity in their home into a tax-free income ... Read More...

Do's and don'ts (mainly don'ts) of getting an offshore bank account. Read More...