The Reserve Bank shocked financial markets today by announcing a full percentage point cut in interest rates; double what analysts had expected. But with the current financail crisis and credit squeeze what is the future for Low Doc loans? Read More...

One of the most common ‘stuff ups’ that property investors make is to take on too much bad debt. Too much bad debt stifles any opportunity to invest. Read More...

As interest rates are top of mind with so many investors right now, I thought I would take the opportunity to study what different lenders have to offer, to help you manage recent interest rate increases.

Read More...

Mortgagee in possession sales are increasing. Interest rates have risen. Tyron Hyde of Washington Brown has a suggestion. Read More...

It’s the great Australian dream to own your own home. Unfortunately it seems like every expert has a different strategy as to how to best pay off your loan.

How many of these so called experts actually know what they are talking about? Have they done the math and worked it out for themselves?

We’ve decided to show you the math so you can decide for yourself. Read More...

Property investors received a boost this week with Prime Minister Kevin Rudd's announcement of significant expansions to the proposed National Rental Affordability Scheme. Read More...

The Reserve Bank of Australia’s decision today to increase the cash rate by 25 basis points to 7.25 per cent will hurt many homeowners and lock out an increasingly number of first home buyers from the market. Read More...

There are just some things in life that are a recipe for disaster and going shopping without money in your pocket is one of them. You are almost guaranteed to find something to buy that you absolutely fall in love with: Shoes, clothing, handbags, sportswear, cars, gadgets and whatever else manages to get your greed-glands working overtime! Read More...

"Subject to" financing is where a homeowner sells his home but leaves the existing financing in place and allows the new owner to continue making the monthly payments. The deed is always transferred at this time to another owner who will be making the payments. Early in the 1980's, lending institutions got legislation passed that stopped loans from being fully assumable by new buyers because the lenders could charge additional closing fees. Read More...

Finding the right agent.

Some agents offer a rebate to buyers. You will receive a % of the commission real estate agents are paid by the seller upon a home closing. Rules are different from state to state. But if you can find a good agent willing to share his fortune. Read More...

The news of an interest rate rise may have a slowing affect on investor sentiment this week but most will be waiting for the outcome of the Federal Election before making any decisions. The latest interest rate rise, concerns of an international credit squeeze and the upcoming Federal Election will cause investors to think hard before entering into new property transactions over the next month or so. Read More...

Sub-prime lending is the practice of providing home loans to borrowers who dont qualify for the best market interest rates, because of their deficient or adverse credit history. Read More...

Just as Australian homeowners reeled from last week's announcement of another rise in interest rates, it seems there may be even further hikes in the near future - so what can you do to reduce the impact? Read More...

We are in the middle of yet another Government intervention changing the Supply curve for residential real estate in our primary eastern seaboard markets. Read More...

Are you confused about the new Superannuation rules and how it affects you as a current or potential property investor? Read More...

Homeowners and investors in NSW received some unexpected good news this week when State Treasurer Michael Costa delivered cuts in land taxes and mortgage duty in the State budget. Read More...

The Property Council of Australia has welcomed today’s budget announcements - land tax cuts and the acceleration of the abolition of mortgage duty and lease duty - as good news for property owners and investors in NSW. Read More...

It’s an unfortunate fact that building disasters do happen. But for those contemplating building or renovations, incorporating some key measures into your plans should ensure a much better result. Read More...

Stable interest rates proved to be good news for home loan affordability in the March quarter 2007, according to the Deposit Power/Real Estate Institute of Australia (REIA) Home Loan Affordability Report.

Home loan affordability improved by 1.4 per cent over the quarter, although there was an 8 per cent deterioration over the year to March 2007.

Read More...

"LVR" or "Loan to Value Ratio" refers to the maximum amount lenders will approve against the value of any property taken as security for your home loan. Read More...