One of the most common ‘stuff ups’ that property investors make is to take on too much bad debt. Too much bad debt stifles any opportunity to invest. Read More...

As interest rates are top of mind with so many investors right now, I thought I would take the opportunity to study what different lenders have to offer, to help you manage recent interest rate increases.

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It’s the great Australian dream to own your own home. Unfortunately it seems like every expert has a different strategy as to how to best pay off your loan.

How many of these so called experts actually know what they are talking about? Have they done the math and worked it out for themselves?

We’ve decided to show you the math so you can decide for yourself. Read More...

The Reserve Bank of Australia’s decision today to increase the cash rate by 25 basis points to 7.25 per cent will hurt many homeowners and lock out an increasingly number of first home buyers from the market. Read More...

There are just some things in life that are a recipe for disaster and going shopping without money in your pocket is one of them. You are almost guaranteed to find something to buy that you absolutely fall in love with: Shoes, clothing, handbags, sportswear, cars, gadgets and whatever else manages to get your greed-glands working overtime! Read More...

Sub-prime lending is the practice of providing home loans to borrowers who dont qualify for the best market interest rates, because of their deficient or adverse credit history. Read More...

Just as Australian homeowners reeled from last week's announcement of another rise in interest rates, it seems there may be even further hikes in the near future - so what can you do to reduce the impact? Read More...

It’s an unfortunate fact that building disasters do happen. But for those contemplating building or renovations, incorporating some key measures into your plans should ensure a much better result. Read More...

Stable interest rates proved to be good news for home loan affordability in the March quarter 2007, according to the Deposit Power/Real Estate Institute of Australia (REIA) Home Loan Affordability Report.

Home loan affordability improved by 1.4 per cent over the quarter, although there was an 8 per cent deterioration over the year to March 2007.

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"LVR" or "Loan to Value Ratio" refers to the maximum amount lenders will approve against the value of any property taken as security for your home loan. Read More...

So tenants in common have nothing to do with landlords and you can’t be registered as the owner of a property in Queensland if you are under 18? These are two of a number of terms found in the real estate industry that may at first glance seem a little confusing for first time property owners and investors.

But help is at hand with Real Estate Institute of Queensland (REIQ) accredited agencies being able to explain terminology to first time buyers and investors, and the REIQ’s guide to real estate lingo giving you the heads up on terms often used in the industry. Read More...

More than half of today's first home buyers would happily consider sharing equity in a property so that they could afford to buy a house, a recent survey shows.

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Are you having trouble meeting your financial commitments? Five tips to help you get back on track.

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Gen X and Y Australians, stuck in the rent trap and struggling to save a deposit for a first home purchase, may well be called the Rent Generation, Real Estate Institute of Australia (REIA) President Graham Joyce said this week.

Home loan affordability plunged in the December quarter 2006 with 35.2 per cent of median weekly family income required to meet average loan repayments, according to the Deposit Power/REIA Home Loan Affordability Report. Read More...

For self-employed borrowers getting a mortgage can be challenging. Although it is generally harder to prove your income, it does not have to be a nightmare. There are, in fact, several ways for you to qualify for a mortgage. Below are the three most common ones: Read More...

Most of us want to have our own homes, but planning is very important. If you are decided to purchase a home, preparing your finances is the first thing you have to think about. Read More...

You're about to embark on the biggest financial millstone and committment in your life, well good on you...... So where do you start?

Committing to a 30 year home loan is something you won't want to take lightly, so it is important to do your research..and then do more research.

Browse through the Consumer Zone of www.Mortgage Broker.com.au to familiarise yourself with the mortgage process, the types of home loans available, what to look for in a mortgage broker and more importantly what are your rights and obligations as a borrower. Read More...

Are you protecting yourself?

Please read the following tips to ensure you don't fall into the trap that many Australians do each year when looking for that perfect home loan.

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Less Australians are buying property with a partner and more are buying on their own, despite the much-publicised low housing affordability levels, according to a survey by Mortgage Choice.

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Home Equity Loan has become one of the smartest ways of translating your home’s worth into cash. This loan gives you an alternative to refinancing and an option to collect a lump sum of cash from your equity, if the interest rate on your mortgage is higher than current rates of interest. So with home equity loan you can get funds instead of refinancing your mortgage to a larger loan amount to take the difference in cash. Read More...